Regtech Consulting

What is Regtech Consulting?

Regtech consulting focuses on helping organizations evaluate, design, and implement regulatory technology solutions. It spans everything from defining use cases and interpreting regulatory requirements to selecting tools, structuring data and workflows, and preparing for supervisory scrutiny. Effective regtech consulting connects product, legal, compliance, and technology so solutions are both innovative and regulator-ready.

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Benefits of Regtech

Regtech gives regulated businesses a way to keep pace with complex, fast-changing rules without relying solely on manual processes. When deployed well, regtech solutions improve visibility, consistency, and auditability across compliance activities.

Key benefits include:

• Stronger compliance: Standardizes controls, monitoring, and reporting across products and jurisdictions
• Lower operational risk: Reduces manual errors and fragmented processes in high-stakes workflows
• Greater efficiency: Automates repeatable checks and reviews, freeing teams for higher-value analysis
• Faster response to change: Enables quicker updates as regulations, guidance, or risk appetites evolve
• Better data and insights: Aggregates compliance data to identify patterns, outliers, and emerging issues

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Our Regtech Consulting Services

FS Vector provides end-to-end support for companies building or adopting regtech solutions. Our services include:

Product Design and Development

What we deliver:

• Working with founders, product leaders, and compliance teams to ensure digital asset products are designed for regulatory resilience and market success

Market Entry and Strategic Roadmaps

How we guide your market path:

• Helping companies chart their path to market, from evaluating regulatory models (trust and bank charters, state licenses, and bank partnerships) to structuring strategic partnerships with financial institutions, technology providers, and other ecosystem participants
• Supporting companies operating abroad to enter into the US in a manner which leverages their global compliance and regulatory infrastructure

Licensing and Regulatory Authorizations

Guidance on essential licensing:

• Supporting blockchain and digital assets across a variety of use cases in securing and maintaining state, federal, and global authorizations including money transmitter licenses, New York Bitlicense, California Digital Financial Assets Law (DFAL) license, and lending licenses
• Engaging directly with state regulators, using our relationships and credibility to resolve gray areas, clarify expectations, and proactively address emerging issues on behalf of digital asset clients

Chartering and Bank Partnership Strategy

Determining your optimal charter path:

• Supporting digital asset clients as they determine whether bank charters suit their business objectives
• Performing choice of charter analyses
• Developing business plans, bank license applications, and regulatory compliance and risk management programs

Compliance Program Development and Maturation

Building programs that scale responsibly:

• Designing and implementing risk and compliance programs that meet the highest common denominator requirements, tailored to the unique challenges of digital assets

Government Relations and Political Intelligence

Staying ahead of policy changes:

• Helping clients understand and navigate blockchain policy and its rapidly changing environment (e.g., GENIUS Act)
• Providing actionable intelligence as well as strategic advice on how the policy environment might affect their business models

Examination and Supervisory Support

Navigating Regulatory Oversight:

• Preparing clients for regulatory exams and audits
• Providing on-the-ground support throughout the supervisory process

Independent Assessments

Unbiased compliance validation:

• Conducting independent audits of companies’ compliance programs
• Ensuring compliance with legal and regulatory standards

Due Diligence for Investors and Acquirors

Evaluating digital asset businesses with confidence:

• Investors and strategic buyers engage FS Vector for M&A and investment diligence on digital asset companies, exchanges, custodians, and infrastructure providers

Managed Services and Implementation Support

Embedded operational support:

• Embedding digital asset infrastructure, compliance solutions, and risk management tools into our managed services to deliver turnkey solutions for our clients

Talent Resourcing

Connecting you with regtech expertise:

• Finding subject matter experts, product owners, and other talent to support digital asset clients

CFES Membership

Driving industry standards together:

• Digital assets companies are welcome to join the coalition to help set industry standards alongside other key players in the financial services ecosystem, including fintechs and financial institutions

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FS Vector’s Regtech Consulting Process

Our approach blends technical insight, policy awareness, and execution support to help clients innovate responsibly. Each engagement is tailored to the company’s product maturity, regulatory profile, and long-term objectives.

Our process includes:

• Discovery and landscape assessment – Understanding business goals, technical architecture, and regulatory exposure
• Regulatory and operational mapping – Identifying licensing pathways, compliance obligations, and partnership requirements
• Product and market alignment – Ensuring product design, customer flows, and data structures meet operational and regulatory expectations
• Implementation support – Guiding teams through build-out, integrations, and compliance readiness
• Ongoing advisory – Supporting scaling, audits, examinations, and new product expansions