Christopher Trepel
Christopher Trepel is Senior Advisor at FS Vector, where he provides analytics strategy and leadership to financial services and fintech clients, with a focus on data science execution, AI, and advanced analytics. He is also an Operating Partner at Fenway Summer Ventures, where he contributes technical expertise in analytics, credit, and consumer behavior. In parallel, Chris advises financial services, fintech, and data-intensive consumer businesses in the US and Europe, focusing on large-scale, product-grade measurement and scoring frameworks across multiple countries, enterprise data foundations and governance, predictive modeling, and decision systems. He also designs and delivers public-private partnerships that translate ideas into deployable solutions.
Previously, Chris was Senior Vice President, Data Science at MX Technologies, responsible for the company’s data science, analytics, BI, and customer intelligence functions. He led digital transformation work focused on integrating LLM and tokenization toolsets as well as the development of the company’s data enrichment product. Before that, he was Group Chief Science Officer at UK-based Lowell, leading both the data science function and Lowell Labs Amsterdam, an analytics center of excellence focused on advanced statistics and machine learning methods. At Lowell, he partnered with the Urban Institute to create the UK Financial Vulnerability Index.
Earlier still, Chris was Chief Scientific Officer at Encore Capital Group, where he built and directed the analytics and corporate affairs functions, launched a pioneering research platform focused on consumer financial decision making, and wrote the industry’s first Consumer Bill of Rights. During this period, he conceived and launched Debt in America, forming a public-private partnership with the Urban Institute and co-leading the inaugural research. He spent the earliest portion of his business career at Wells Fargo Bank and McKinsey & Company.
Chris holds a Ph.D. in Experimental Psychology, is a Fellow of the British Psychological Society, has completed postdoctoral fellowships in Neurophysiology and Behavioral Economics, and is lead or co-author of more than 70 academic and professional publications across five research areas. His work has appeared in the Wall Street Journal, Washington Post, Chicago Tribune, NPR, USA Today, and CNN Money.